Privacy Policy

Information you provide: when you submit a consultation request or contact us, we collect details such as your name, email address, phone number, the service you are interested in and any message you choose to share.

Information collected automatically: like most websites, our hosting providers may collect technical information such as your browser type, device, pages visited and general usage data to keep the website secure and working properly.

We use your information to respond to your requests, schedule and conduct consultations, provide the services you request, communicate with you in your preferred language, improve our website and services, and comply with legal obligations.

We do not sell your personal information. We may share information with trusted service providers who help us operate our website and business (for example, hosting and communication tools), only as needed to perform those services. We may also disclose information when required by law or to protect our rights and the safety of others.

When you engage us for services that involve third parties — such as credit bureaus, state agencies or lenders — information is shared only as needed to perform those services and with your authorization.

By submitting a consultation request, you agree that we may contact you by phone, text message or email about your request. Message and data rates may apply. You can ask us to stop contacting you at any time.

We use reasonable administrative, technical and physical safeguards to protect your information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

We keep personal information only as long as necessary for the purposes described in this policy, to provide our services, and to meet legal, accounting or reporting requirements.

You may request access to, correction of or deletion of your personal information, subject to applicable law. Depending on where you live, you may have additional rights under state privacy laws. To make a request, contact us using the details below.

Our website and services are intended for adults. We do not knowingly collect personal information from children under 13.

Our website may contain links to third-party websites, such as AnnualCreditReport.com. We are not responsible for the privacy practices of those websites and encourage you to review their policies.

We may update this Privacy Policy from time to time. The updated version will be posted on this page with a revised "Last updated" date.